If I take out the member insurance policy with Balens, would it cover claims relating to past work that are discovered after the policy begins?
If you’re considering moving your insurance cover to the Balens' member insurance policy, this article explains how retrospective cover may apply if a claim relating to past work is discovered after your policy begins.
Why This Matters
Use this article if you’re considering moving your insurance cover to the Balens' member insurance policy and want to understand whether retrospective cover could apply to a claim arising from work carried out before your new policy began.
What This Means for You
If you’re thinking of moving to Balens' member insurance policy, you may have questions about how it applies to work carried out before the policy began. In particular, you may want to know whether Balens would cover claims relating to past work that are discovered after you take out the policy.
The policy will cover you for past claims, provided you:
- Had insurance in place at the time you carried out the session; and
- The activities are covered under your current Balens policy.
The Balens' member insurance policy includes retrospective cover. This means the policy can respond to past work, as long as you were not aware of any claim or incident before the Balens cover started.
Further Information:
For any queries about the YogaPros member insurance policy or to check if your qualification meets Balens requirements, please contact Balens directly.
This guidance applies specifically to the YogaPros member insurance policy arranged through Balens. If you hold your own separate insurance policy, you should check the terms, conditions, and coverage directly with your insurer, as provisions may differ.