Do I need to include disclaimers prior to classes/sessions?
Disclaimers are not required by the insurance policy, they are recommended as a best-practice risk management tool to highlight potential risks to participants and demonstrate your commitment to communicating those risks.
Why This Matters
While disclaimers are not a requirement of your insurance policy, they are a useful risk management tool. They can help highlight potential risks to participants, although their legal enforceability is limited and they cannot exclude liability for death or personal injury caused by negligence.
What This Means for You
Using a disclaimer can support your professional practice by setting clear expectations with participants and demonstrating that you have taken reasonable steps to communicate risks, even though it does not replace your legal responsibilities.
What You Need to Do
Disclaimers are not a condition of the insurance policy, but they are recommended as a best‑practice risk‑management measure.
Disclaimers can have limited legal effect, as they can be unenforceable in some circumstances. In particular, it is unlawful to exclude liability for death or personal injury resulting from negligence.
However, they are generally a good idea and are encouraged, as they help to:
- Draw participants’ attention to any risks involved
- Make it clear that they are taking part at their own risk, within reasonable limits
FAQ
For any queries about the YogaPros member insurance policy or to check if your qualification meets Balens requirements, please contact Balens directly.
This guidance applies specifically to the YogaPros member insurance policy arranged through Balens. If you hold your own separate insurance policy, you should check the terms, conditions, and coverage directly with your insurer, as provisions may differ.