Where Can I Access The Full Policy Wording?
Your policy wording is the document that defines your insurance cover. It explains what you are insured for, what conditions apply, and how claims are handled. Having access to this information helps you stay informed and confident about your professional protection.
What This Means for You
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You can review the full details of your insurance at any time
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You’ll know exactly what is included and excluded under your policy
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You’ll be better prepared if you ever need to make a claim or provide proof of cover
What You Need To Do
These documents outline your coverage scope, terms, conditions, exclusions, and limits.
Information for Members with the UK Policy
The UK policy is underwritten by Zurich Insurance Company Ltd.
Zurich Professional Liability Policy Wording
Legal policy - ARAG policy wording
For questions or clarification, contact Balens directly at:
YAP@balens.co.uk or +44 1684 580771 or live chat found on the homepage.
Information for Members with the Irish Policy
The Ireland policy was underwritten by Lloyds in 2025 and Hiscox SA in 2026.
If your policy was incepted on or before 31/12/25, it is underwritten by Lloyds.
Lloyds Professional Liability Policy Wording
Legal policy - ARAG policy wording
If your policy was incepted after 01/01/26, it is underwritten by Hiscox SA.
Hiscox Professional Liability Policy Wording
Legal policy - ARAG policy wording
General
For questions or clarification, contact Balens directly at:
yogapros@balens.eu or 00353 15787525.